Q: What is the average cost of flood insurance in Texas?
A: According to the Texas Department of Insurance (TDI), the average flood policy costs about $700 per year.
Texas is particularly prone to floods as every major city in Texas is in an area at high risk of flooding.
According to the Insurance Information Institute (III), Texas has nearly 800,000 active flood insurance policies.
The Texas flood insurance rates varies from one homeowner to another based on flood risk, property value etc. The flood insurance cost is highly dependent on your home's location on a flood map and elevation.
Related Post: How cheap is flood insurance in Pinellas County?
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