Q: Do I need earthquake insurance as a renter?
A: You're generally not required to buy earthquake insurance as a renter. But even if your landlord has earthquake insurance for the building, their policy won’t cover your belongings inside your rental home.
If you live in earthquake prone areas and worried about the earthquake damage that would be caused, its better to get separate earthquake insurance policy.
If you live in earthquake prone areas and worried about the earthquake damage that would be caused, its better to get separate earthquake insurance policy.
Does Renters Insurance Cover Earthquakes?
Most standard renters policies don’t cover earthquake damage. And even if your landlord has earthquake insurance, their policy won’t cover your stuff.
Earthquake insurance for renters is much less expensive than it is for homeowners.
Earthquake insurance for renters is much less expensive than it is for homeowners.